Today was the day I had to go to the title company and sign the documents to refinance my condo. Dropped it two points. Sweet. But it had been four years, and I’d forgotten how many times you have to sign and initial on all those documents. Dang.

They had a nice photo of my place in the file, with my flag flying on the balcony rail, and the little palm-like plant still alive by the door. It died recently; nothing I could do for it, except maybe water the poor bastard once in a while.

Anyway, the payment for my two-bedroom condo — with ocean, coast and mountain views — is now about what I was paying a five years ago, for a studio apartment with a view of nothing at all. Like I said, sweet.